Website Content and Copyright:

This Website, including all Guest comments and other user-generated content, is the property of CIO-Tech and is protected by U.S. and international copyright law and conventions. We grant to Guest the right to access and use the Website, so long as such use is for internal information purposes, and Guest does not alter, copy, disseminate, redistribute or republish any content or feature of this Website, excepting by means provided within the site itself. Guest acknowledges that access to and use of this Website is subject to these TERMS OF SERVICE and any expanded access or use must be approved in writing by Apalytics Publishing.

Changes or Updates to the Website:

CIO-Tech reserves the right to change, update or discontinue any aspect of this Website at any time without notice. Your continued use of the Website after any such change constitutes your agreement to these TERMS OF SERVICE, as modified.

Disclaimer of Warranties:

CIO-Tech makes no warranties, express or implied, including, without limitation, those of merchantability and fitness for a particular purpose, with respect to this Website. Although CIO-Tech takes reasonable steps to screen this Website for infection by viruses, worms, Trojan horses, or other code manifesting contaminating or destructive properties, we cannot guarantee that it will be free of infection or that it will be available at any particular time or location.

Accuracy of Information:

While the information contained on this Website has been generated by and/or obtained from sources believed to be reliable, CIO-Tech disclaims all warranties as to the accuracy, completeness or adequacy of such information. Guest assumes sole responsibility for the use it makes of this Website to achieve his/her intended results.

Payments and Refunds:

Content purchased from this site must be paid for in advance using the online credit card processing functionality on the site. Refunds will only be issued on requests received within 10 business days of original purchase date and if no contents from the site have been downloaded.

Third Party Links:

This Website may contain links to other third party websites, which are provided as additional resources for the convenience of Users. CIO-Tech does not endorse, sponsor or accept any responsibility for these third party websites, Guest agrees to direct any concerns relating to these third party websites to the relevant website administrator.

Limitation of Liability:

In no event will CIO-Tech be liable for: (a) damages of any kind, including without limitation, direct, incidental or consequential damages (including, but not limited to, damages for lost profits Limitation of Liability: business interruption and loss of programs or information) arising out of the use of or inability to use this Website, or any information provided on this Website, or (b) any claim attributable to errors, omissions or other inaccuracies in the information provided on this Website.

Termination:

In accessing and using this Website, Guest agrees to comply with all applicable laws and agrees not to take any action that would compromise the security or viability of this Website. CIO-Tech may terminate Guest’s access to this Website at any time for any reason. The terms hereunder regarding Disclaimer of Warranty, Accuracy of Information, Indemnification, and Third Party Rights shall survive termination.

Indemnification:

Guest agrees to indemnify, defend and hold harmless CIO-Tech, its affiliates, licensors, and their respective officers, directors, employees and agents from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, arising out of Guest’s use/misuse of this Website.

Third Party Rights:

The terms hereunder regarding Disclaimer of Warranty, Limitation of Liability and Indemnification are for the benefit of CIO-Tech, and its licensors, employees and agents, each of whom shall have the right to assert and enforce those terms against a User.

General Provisions:

Any provision in any written communication received by CIO-Tech in connection with this Website which is inconsistent with, or adds to, these TERMS OF USE is void. If any term hereunder is determined by a court of competent jurisdiction to be invalid, all remaining terms will remain in full force and effect.

Governing Law:

These TERMS OF USE and the resolution of any dispute arising hereunder shall all be governed and construed in accordance with the laws of the state of Texas, without regard to its conflicts of law principles. Guest consents to the jurisdiction of the courts of the state of Texas.